One4All Payments


As of 10th January, new EU regulations affect the sale and use of One4all Gift Cards in the UK and Irish markets.

Why it affects One4all Gift Cards

For maximum security of funds and spending flexibility, the One4all Gift Card operates as an E-Money product on the Visa platform. This means that, unlike gift card products that are not governed by regulations, funds on your One4all Gift Card are held securely and segregated, and can be spent in thousands of different stores.

The 5th Anti-Money Laundering Directive (5AMLD)

The 5thAnti-Money Laundering Directive, which took effect on 10thJanuary 2020, restricts the sale and use of anonymous prepaid cards (including the One4all Gift Card) in two key ways:

  • Classic ‘swipe to spend’ One4all Gift Cards sold after 10thJanuary 2020 are limited to a maximum balance of €150 per card; and
  • Online transactions with a One4all Gift Card are limited to €50 per transaction after 10thJanuary 2020


Introducing the Chip & PIN One4all Gift Card for Businesses

Corporate clients wishing to reward their staff with a gift card worth more than €150 will soon be able to do so with the new Chip & PIN One4all Gift Card. This new product will offer increased security and a maximum value of €500. There will be no restrictions when spending this card, in-store or online, following a brief ID verification process.


Find out more

Click the following link for the full text of the:  EU’s 5thAnti-Money Laundering Directive.

If you have any questions about this change, please feel free to contact One4All at custserv@one4all.ie or 01 870 8100.